Delivering better outcomes at a lower cost

We’ve generated millions of dollars in savings for our clients and their employees by challenging the existing insurance model and holding insurance providers accountable for rising costs and insufficient coverage.

Manufacturing

Manufacturing and metal fabrication company

32% in savings

Health and wellness company

24% in savings

Manufacturing

Manufacturing company

11% in savings

Education

Education

52% in savings

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Let's see if we can save you money and add value.

Whether you’re searching for your company’s first benefits plan or shopping for a new one, we can help you understand your options and make the best choice for you and your employees.

 

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Crystal Distribution

Manufacturing and Metal Fabrication

The challenge:

With a multi-state, 300-employee workforce, their current benefits plan saw double-digit annual increases and out-of-control premium costs.  Enrollment season hurt company productivity because of the frustration around employee benefits. Management had limited knowledge of their health insurance options and wasn’t aware of solutions that could lower their cost and give employees a personalized health insurance experience.

The solution:

We implemented a plan to allow employees to choose the health insurance plan that worked best for their needs. We also brought in benefit coaches to help employees understand their options during enrollment.

Blue Line
The savings:
Year 1: $629,901 in savings in 2021 (39% savings compared to the previous plan).
$5.8 million in projected savings between 2020-2025

The impact:

The employees love having the ability to choose the plan that meets their medical and financial needs instead of being locked into the employer’s plans. By moving away from the typical group model, the employer was able to pay for a higher percentage of their employees’ premiums; saving their employees and their families significant money. Now, open enrollment is no longer a black eye for the employer.

13%

Health and Fitness​

The challenge:

Having just over 50 employees meant their insurance costs were very high, and they were facing a double-digit renewal increase. They were one health event from their health insurance program imploding.

The solution:

We implemented a plan to allow employees to choose the health insurance plan that worked best for their needs. We also brought in benefit coaches to help employees understand their options during enrollment.

Blue Line
The savings:

Cost reduction of 13% compared to their previous plan.

  • Existing group plan would see a 15% year-over-year increase.
  • $251,588 in savings in 2021.
  • Over $2 million in projected savings between 2020-2025.

The impact:

Beyond the flexibility that employees now had to choose the plan that worked for them, we had employees with families leaving the enrollment meeting in tears of joy because we saved them $17,000 annually on premium payments.
Harvey Vogel

Manufacturing​

The challenge:

We took over the case just two weeks before enrollment began. This 300-employee local manufacturing company was faced with a 29% cost increase to their existing plan. To add even more pressure, the employees had just voted to leave their union but didn’t want to lose any health benefits.

The solution:

We were able to offer a smaller network that 98% of the employees already used and provide more choices for the employees to choose from. We also brought in benefit coaches to help employees understand the selections they were making.

Blue Line
The savings:
Turned what would have been a 29% increase into a 2% decrease in just two weeks with no gaps in coverage for employees.

The impact:

By introducing a high-deductible health plan, employees were able to reduce their healthcare spending. We also brought in benefits coaches to help employees make educated health plan decisions. This led to significant savings for both the employees and employers.

Providence Academy

Education​

The challenge:

Their existing plan had limited options, they were coming off a year with a 150% loss ratio, and were looking at another premium increase of 15%. We had limited time to find an option that provided the coverage they needed while saving them money.

The solution:

We introduced a smaller network for the employees to use that didn’t require open access because, while some do, not all employees want or need access to the Mayo clinic. By bringing in benefit coaches, we helped employees understand the selections they were making. We also provided each employee access to a personal health assistant who would help support them when dealing with any health concerns throughout the year.

Blue Line
The savings:
$153,427 in savings in 2021 (13% savings compared to their existing plan.)

The impact:

The employees are learning how to be better consumers of health insurance with the introduction of benefit coaches and personal health assistants.